Wednesday, November 6, 2013

The Total Money Makeover by Dave Ramsey - Book Review

Total Money Makeover

About the Book:
If you will live like no one else, later you can live like no one else.
Build up your money muscles with America’s favorite finance coach.
Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.
By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to: 
  • Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
  • Recognize the 10 most dangerous money myths (these will kill you)
  • Secure a big, fat nest egg for emergencies and retirement!

My Thoughts:

I've always been a firm believer that God is the One truly in control of our lives and that whatever happens, good or bad, we can learn from it and help others learn from our own experiences. Only, it seems that people are only willing to listen if what we've been through is particularly bad, whether it be abuse, alcohol, or as in this case, financial. Curse this sick part of humanity, but it's called negative reinforcement. Sometimes-most times-we must hurt before we will learn an important lesson.

This is the driving force behind Mr. Ramsey's book. Taking what he learned when he toppled and fell off the financial pedestal, he offers readers a new perspective on something that affects every one of our lives. Money.

I don't listen to his radio show. I have never been a 'follower' of his system (because I didn't really know what it was), but, being on one income with two children, I have always been frugally minded. I have thoroughly enjoyed this book. What began as an experiment to see exactly where our money was going and how we could do things better, has now grown into a new way of living, spending, and saving. We are/were not in a terribly bad financial situation as most of the people in this book were/are, but if there's a way we can better use our money? Yeah. I'm going to use it.

I definitely learned a lot from this book and have begun to apply the easy principles behind it.
Highly recommend.


Amanda Stephan~Christian Author
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